accohub.tools

Privacy & retention

What happens to your statement

Bank statements are among the most sensitive documents people have. This page describes exactly what the converter does with yours — not what we hope it does.

Where your file goes

StageWhat is keptWhereFor how long
Upload & readingYour file, a decrypted copy if it was password-protected, and page images used for OCRA private, randomly named folder on the server (owner-only permissions)Deleted the moment reading finishes — after success, failure, timeout or crash
ReviewThe extracted rows and small images of the lines the converter changedServer memory only (never written to disk or a database)Until you press Delete now, or automatically after the result expiry period shown on the results screen (30 minutes by default)
DownloadThe Excel/CSV file is built on request and sent to your browserNot stored on the server—
PasswordThe PDF password you typeMemory of the job onlyDiscarded when reading ends; never logged

Free PDF tools

The PDF tools (merge, split, compress, rotate, JPG↔PDF, page numbers, watermark) run entirely inside your browser. Your files are never uploaded to our server or anyone else's, and we keep no record of what you process.

Your account (needed for the statement converter)

To convert bank statements, you sign in with Google or a one-time email code (handled by Amazon Cognito; this site never sees a password). We then keep, in an encrypted database in AWS Mumbai (Amazon DynamoDB):

DataWhyKept until
Email address and name (from Google or your email sign-in)To identify your account and page balanceYou ask us to delete your account
Page balance and a history of credit changes (date, number of pages, type: free / purchase / conversion / refund)So you can see what you used and paid forAccount deletion, or longer where tax law requires purchase records
Payment orders (order ID, pack, amount, status, PayU's payment ID)Invoicing, refunds, GST recordsAs required by Indian tax law (normally 8 years)

The history never contains a file name, bank name, account number, narration or amount from your statement. Card, UPI and bank details are entered on PayU's pages and never reach us.

What is never done

What the converter changes — and how you can tell

The converter never silently changes a figure. Each row is checked against the bank's running balance. If a figure was misread (common on scans) and the arithmetic proves what it should be, the row is marked Adjusted, the note shows what was printed and what it became, and you can see an image of the printed line. Rows that cannot be proven are marked Review. Lines the converter decided were not transactions (for example page totals) are listed on the Removed Rows sheet with the reason. Your own edits are recorded as Edited.

A running-balance tie proves amounts, Debit/Credit sides and order. It does not prove that a date or narration belongs to the right row, so please review rows marked Adjusted or Review before relying on the output.

Layout fingerprints

If a layout isn't read correctly, you can download a layout fingerprint: a file in which every letter is replaced by “a” and every digit by “9”, keeping only positions on the page. It contains no names, account numbers or amounts. It is only created when you click the link, and is downloaded to your own device — nothing is sent anywhere automatically.

Security

Accuracy

The converter is rule-based and works best on statements downloaded directly from the bank. Scans and phone photos are read with OCR and may need more review. It has not been certified against every bank's format; always review the results before filing or audit use.

Operator: Accohub Technologies. Questions about this page or your data can be sent through the contact details on accohub.in.